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Education Loan
Roxx Solutions is your trusted partner in turning academic aspirations into reality. Whether you’re planning to study in India or abroad, we help you access education loans that cover tuition fees, living expenses, travel, books, and more. With support from leading banks and NBFCs, we ensure a smooth and fast application process tailored to your needs.
Features
- Loan amount up to ₹50 Lakhs (India) and ₹1.5 Crore (Abroad)
- Covers tuition fees, accommodation, travel, books, insurance & more
- Flexible repayment tenure up to 15 years
- Moratorium period available (repayment starts after course completion)
- Competitive interest rates starting from 8.85%*
- Collateral & non-collateral loan options available
- Quick approval with co-applicant facility (usually parent/guardian)
- Doorstep assistance for documentation
Documents Required
- Applicant ID & Address Proof: Aadhaar, Passport, Voter ID
- Co-applicant ID & Address Proof
- Academic Records: 10th, 12th, and degree certificates, entrance exam results
- Admission Letter from university/institute
- Course Fee Structure
- Bank Statements (last 6 months) of co-applicant
- Income Proof: ITR, salary slips or business income proof of co-applicant
- Passport & Visa (for overseas education)
Eligibility
- Nationality: Indian citizen
- Age: 18–35 years
- Academic Qualification: Admission letter from a recognized institution in India or abroad
- Co-applicant: Required in most cases (parent/guardian/spouse)
- Repayment capacity: Based on co-applicant’s income & credit profile
- Course type: Graduation, Post-Graduation, Vocational, or Professional courses
Results you can measure
EMI Calculator
Calculate your monthly EMI and check your eligibility easily. Input loan amount, interest rate, and tenure to find the ideal repayment plan.
Feel free to use our EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
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03
PRICING LIST
Fees & Charges
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Particulars
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Charges
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Processing Fees
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0.5% – 2% of the loan amount
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Prepayment Charges
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Nil to 4% (varies by lender)
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Late Payment Penalty
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₹300 – ₹750 per EMI
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Legal Fees
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As per actuals
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Margin Money
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5% – 15% (for abroad studies)
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Have any questions?
Check our FAQ
Yes, most banks require a parent, guardian, or spouse as a co-applicant.
Yes, up to a certain amount (usually ₹7.5L) loans can be availed without collateral.
After the moratorium period — typically course duration plus 6–12 months.
Tuition fees, books, hostel, travel, insurance, and other related costs.
Yes, under Section 80E of the Income Tax Act, interest paid is tax-deductible.