Unlock Instant Funds with Your Gold
"Protection 24/7 and personal atention is the best."
Gold Loan
Need urgent funds for personal or business needs? Roxx Solutions connects you with trusted lenders who offer instant loans against your gold ornaments. With minimal paperwork and same-day disbursal, your gold stays safe while you get the money you need — fast and hassle-free.
Features
- Loan amount from ₹10,000 up to ₹1.5 Crore
- Interest rates starting from just 8.5%* p.a.
- Flexible tenure ranging from 3 months to 36 months
- Up to 75% of gold’s market value as loan (LTV ratio)
- Same-day approval & disbursal
- Bullet repayment or EMI options available
- 100% safety & insurance for pledged gold
- No income proof required
Documents Required
- ID Proof: Aadhaar card, PAN card, Passport, Voter ID or Driving License
- Address Proof: Aadhaar card, Utility bill, Ration card, or Passport
- Photograph
- Gold to be pledged (18–24 karat ornaments)
Eligibility
- Nationality: Indian citizen
- Age: 18 years and above
- Ownership: Gold should belong to the applicant
- Gold Purity: 18 to 24 karat gold (ornaments only, no bullion/coins)
- No income proof required: Loan is asset-backed
Results you can measure
EMI Calculator
Quickly calculate your loan eligibility and EMI based on the value of your gold and desired loan amount. Flexible repayment plans at your fingertips.
Feel free to use our EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
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03
PRICING LIST
Fees & Charges
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Particulars
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Charges
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|---|---|
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Processing Fees
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0.5% – 1% of the loan amount
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Interest Rate
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Starting at 8.5% p.a.
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Foreclosure Charges
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Nil to 2% (varies by lender)
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Late Payment Penalty
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₹250 – ₹750 per EMI
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Gold Valuation Fee
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Applicable (₹150 – ₹500 approx.)
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Have any questions?
Check our FAQ
Based on the purity, weight, and current market value of the gold.
Yes, pledged gold is stored in high-security vaults with insurance.
Yes, many lenders allow prepayment or foreclosure with minimal/no charges.
Some NBFCs allow cash disbursal for small loan amounts.
Gold loans are secured, but delayed payments can still impact your credit history.