Make Your Dream Home a Reality with a Home Loan
"Protection 24/7 and personal atention is the best."
Home Loan
At Roxx Solutions, we simplify the home financing journey. Whether you’re buying, constructing, renovating, or transferring a home loan, our expert advisors guide you to the best loan products — ensuring quick approvals, flexible tenures, and attractive interest rates
Features
- Attractive interest rates from top banks & NBFCs
- Flexible loan tenure of up to 30 years
- High loan amounts based on your income & profile
- Quick processing with minimal paperwork
- Balance transfer & top-up loan options available
- Loans available for: New home purchase Home construction Home extension or renovation Plot + construction NRI home loans
Documents Required
For Salaried Applicants:
- Identity proof (PAN, Aadhaar, Voter ID, Passport)
- Address proof (Aadhaar, Passport, Utility bill, Rent agreement)
- 3 months salary slips, Form 16 or ITR for last 2 years, Bank statement for last 6 months
- Employee ID or employment proof
For Self-Employed Applicants:
- Identity & Address proof
- Business registration certificate, PAN card of business, Last 2–3 years ITR with computation
- Profit & Loss account and balance sheet (audited by CA), GST registration (if applicable)
- 6 months bank statement
Property papers with title deed and approvals
Eligibility
For Salaried Individuals:
- Age: 21 to 58 years
- Minimum net monthly income: ₹10,000
- Minimum 2 years of work experience (at least 6 months in current job)
- CIBIL score of 750+ preferred
For Self-Employed Individuals:
- Age: 25 to 65 years
- Minimum annual income: ₹2,00,000
- Minimum 3 years of business continuity(at least 6 months in current job)
- CIBIL score of 750+ preferred
Results you can measure
EMI Calculator
Use our Home Loan EMI calculator to estimate monthly installments based on loan amount, interest rate, and tenure — so you can plan your finances accurately
Feel free to use our EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
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03
PRICING LIST
Fees & Charges
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Particulars
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Charges
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Processing Fees
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0.25% – 2% of loan amount
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Loan Cancellation Charges
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Up to 5% (bank/NBFC policy)
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Stamp Duty
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As per property value & state
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Legal Fees
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As per actuals
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Penal Charges
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2% per month (on overdue amount)
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Cheque/EMI Bounce Charges
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₹499 to ₹599
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Other Charges
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Documentation, Verification, NOC, etc.
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Have any questions?
Check our FAQ
A secured loan used to purchase or construct your home, typically repaid over 15–30 years
You need a good credit score (620+), steady income, low debt-to-income ratio, and employment or business stability
Yes, you can make full or partial prepayments. The principal reduces with prepayment.
No. Banks typically finance up to 90–95% of the agreement value
Co-borrowers may include spouses, parents, siblings, or others — all co-owners must be co-applicants