Unlock the Power of Your Property
"Protection 24/7 and personal atention is the best."
Loan Against Property
Need funds for your business expansion, medical emergency, or personal needs? Roxx Solutions helps you access top Loan Against Property (LAP) offers from trusted banks and NBFCs. Pledge your property and unlock up to 70% of its market value — with long tenures and lower EMIs.
Features
- Loan amount starting from ₹5 Lakhs to ₹25 Crores
- Interest rates starting from just 8.5%* p.a.
- Tenure up to 20 years
- Loans available against residential, commercial, or industrial property
- Both salaried & self-employed eligible
- Balance transfer and top-up facility available
- End-use flexibility — business, education, wedding, or personal needs
- Doorstep document collection
Documents Required
- ID Proof: Aadhaar card, PAN card, Passport, etc.
- Address Proof: Utility bills, Passport, Aadhaar, etc.
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Income Proof Salaried: Salary slips, Form 16, Bank Statements
Income Proof Self-employed: ITRs, Business proof, Financial statements - Property Documents: Title deed, approved building plan, property tax receipt
- Photographs
Eligibility
- Age: 21 to 65 years (at loan maturity)
- Employment: Salaried or self-employed individuals
- Property Type: Residential, commercial, or industrial (owned by applicant)
- Minimum Income: ₹25,000/month (varies by lender)
- CIBIL Score: 650+ preferred
Results you can measure
EMI Calculator
Check your eligibility and calculate your monthly EMI in seconds. Enter your loan amount, interest rate, and tenure to make informed decisions.
Feel free to use our EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
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03
PRICING LIST
Fees & Charges
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Particulars
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Charges
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|---|---|
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Processing Fees
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0.5% – 2% of the loan amount
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Interest Rate
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Starting at 8.5% p.a.
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Legal Fees
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As per actuals
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Foreclosure Charges
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Nil to 3% (based on lender policy)
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Late Payment Penalty
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₹500 – ₹1000 per EMI
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Have any questions?
Check our FAQ
No, the property should be owned by the applicant.
Usually up to 60-70% of the current market value.
If EMIs are unpaid over time, the lender may initiate legal proceedings. However, options like restructuring are offered first.
Most lenders do not offer LAP to NRIs. Check with individual institutions.
Typically 7–15 working days post document submission and property verification.