Upgrade Your Business with a Machinery Loan
"Protection 24/7 and personal atention is the best."
Machinery Loan
Running a manufacturing or industrial business? Modern machinery can boost productivity and profits — but it often requires big investments. Roxx Solutions helps you secure a Machinery Loan from top banks and NBFCs, so you can stay competitive without straining your cash flow.
Whether you’re purchasing new equipment, upgrading old ones, or expanding operations, our machinery financing options are tailored to meet your business goals.
Features
- Loans starting from ₹1 Lakh to ₹10 Crores
- Interest rates starting at 9.5%* p.a.
- Flexible repayment tenure up to 7 years
- Available for new and second-hand machinery
- Loan sanctioned without collateral in some cases
- Fast approval & doorstep documentation
- Multiple repayment modes (EMI, bullet payment, etc.)
Documents Required
- KYC Documents: Aadhaar, PAN, Passport
- Business Proof: GST certificate, trade license, registration certificate
-
Income Proof:
Last 6 months’ bank statement
ITRs for past 1–2 years
Audited balance sheets - Quotation of Machinery/Equipment
- Photograph of Applicant

Eligibility
- Business Type: Manufacturers, Traders, Service Providers
- Age: Applicant must be between 21 to 65 years
- Vintage: Business must be operational for at least 1 year (varies by lender)
- Annual Turnover: Minimum ₹10 lakhs (may vary)
- CIBIL Score: 650+ preferred
Results you can measure
EMI Calculator
Use our calculator to estimate your loan eligibility and monthly EMIs based on your business turnover and repayment capacity.
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Feel free to use our EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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PRICING LIST
Fees & Charges
Particulars
|
Charges
|
---|---|
Processing Fees
|
1% – 2% of loan amount
|
Interest Rate
|
Starting at 9.5% p.a.
|
Documentation Charges
|
As per actuals
|
Foreclosure Charges
|
0% – 4% (depends on loan terms)
|
Late Payment Penalty
|
₹500 – ₹1000 per EMI
|
Have any questions?
Check our FAQ
Yes, some lenders offer machinery loans even to startups with strong financial backing or collateral.
Not always. Some lenders offer unsecured machinery loans up to a certain limit.
Yes, many banks provide loans for used machinery depending on its condition and valuation.
Usually 3 to 10 working days after document verification.
Yes, it is specifically meant for purchasing or upgrading equipment and machinery.