Get Closer to Your Goals with a Personal Loan from Roxx Solutions
"Protection 24/7 and personal atention is the best."
Personal Loan
Roxx Solutions offers hassle-free Instant Personal Loans with minimal documentation and quick disbursal. Whether it’s for a medical emergency, home renovation, debt consolidation, or any other personal requirement, our loan solutions are designed to meet your needs.
Features
- Loans up to ₹40 Lakhs
- Tenure up to 84 months
- No collateral or guarantor required
- Zero hidden charges
- Fast processing & approval
- Completely digital application process
- Attractive interest rates
- 3 Unique Loan Variants to suit different needs
Documents Required
- Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License
- Address Proof: Any of the above, plus utility bills or Ration Card
- Age Proof: Any government-issued ID with DOB
- Income Proof: Last 1-year Bank Statement, 3-month Salary Slips
- Employment Proof: Employment Certificate, Office Address Proof
- For Self-Employed: GST or VAT Registration
- Photographs: Passport-size photos
- Business Proof: Business registration documents like MOA, AOA, Partnership Deed, etc.
- ITR: Last 2-3 years Income Tax Returns
Eligibility
- Age: Between 21 and 60 years
- Salaried: Minimum monthly income ₹15,000
- Self-Employed: Minimum annual business transactions ₹20 Lakhs
- Credit Score: Above 650
- Debt-to-income ratio must be acceptable
- Must be a Resident Citizen of India
- Employment stability is important
- Should have a clear repayment history and good credit discipline
Results you can measure
EMI Calculator
Use the Roxx Solutions EMI calculator to estimate your monthly payments before applying. This helps you plan better and compare different loan options effortlessly. Simply input your loan amount, tenure, and interest rate to get started.
Feel free to use our EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
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03
PRICING LIST
Fees & Charges
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Particulars
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Charges
|
|---|---|
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Processing Fees
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₹2,999 to 5% of Loan Amount
|
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Loan Cancellation Charges
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₹3,000 to 5% of Loan Amount
|
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Stamp Duty
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₹150 to ₹300
|
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Legal Fees
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As per actuals
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Penal Charges
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2% per month (on overdue amount)
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Cheque/EMI Bounce Charges
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₹499 to ₹599
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Other Charges
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Documentation, Verification, NOC, etc.
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Have any questions?
Check our FAQ
You need a credit score of 650+ to apply.
A monthly income of ₹15,000 is required.
Only if they meet income and credit criteria.
No, only working professionals or self-employed individuals.
Yes, if your debt-to-income ratio allows it.
Alternate income proofs may be accepted after evaluation.
Yes, personal loans are multipurpose.
Yes, if your repayment capacity supports it.
Depends on the lender; terms will be shared before disbursal.
No, personal loans are unsecured.
Tenure options range from 12 to 84 months.
Use the Roxx Solutions EMI Calculator online.
Up to ₹40 Lakhs, depending on your eligibility.
Loans are typically approved within 24–72 hours.
Yes, based on your credit profile and income.
Yes! Visit our website and complete the digital application.
Late payment charges apply and your credit score may be impacted.